Can i very use the money from a house Security Financing TB to possess anything?

The whole level of a house Security Mortgage TB was an effective financing for any objective, and therefore there aren’t any criteria so you can file people mission plus the funds from the house Equity Financing TB could be made use of at the just discretion. Really the only exception try a situation if you use the house equity financing to repay almost every other finance in cases like this you need to pay back people finance and you may one leftover the main loan can be used the mission.

What’s the difference in the user financing TB in addition to Household guarantee financing TB ?

The user Financing TB a loan with an intention rate out-of 5.nine % p. an excellent. and you will maturity several months maximum. 8 years,

Our home Collateral Mortgage TB that loan with an intention price of dos.59 % p. a great. having 12 months fixation and you will readiness 2 decades.

Can i pay-off our home Security Loan TB early?

Yes, your house Security Financing TB can be reduced very early, even rather than a fee, into the day of your stop of your fixed-notice months. A client can also offer an extraordinary put one per year as much as new 20 % of one’s financing dominating clear of any costs. Plus these solutions, the expense from early installment cannot meet or exceed step 1 % of your early repaid number to your houses financing.

Exactly what conditions carry out I must meet easily should just take property Guarantee Mortgage TB ?

• minimal age 18 age,
• files of latest online monthly earnings off 500 EUR or higher,
• financing doing as much 80 % of one’s bound possessions,
• limitation repayment period of 2 decades,
• a solution to use the main mortgage to pay charges (financing commission and you may ensuring pro research of one’s apartment as a consequence of Tatra banka),
• pledging of the houses assets as protection.

Is there one insurance available if i in the morning incapable of repay your house Collateral Mortgage TB ?

Sure, there clearly was. For the collaboration towards the UNIQA insurance provider you might strategy the brand new after the via phone service Dialog Alive or perhaps in Tatra banka branch:

• insurance rates of one’s ability to pay a loan, that may give you confidence in case there are unexpected situations one have a tendency to prevent you from persisted to repay the mortgage,
• possessions insurance as you are able to arrange considering your circumstances.

Which are the fixed interest rate choice of the property Equity Loan TB ?

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A choice of a predetermined rate of interest exists for 1, dos, 3, 5, seven and you may 10 years or perhaps the whole loan payment months.

At the very least a few months until the avoid of your own repaired appeal rates period we’ll contact you on paper and you may allow you to be aware of the new interest therefore the the fresh new repaired interest rate period. You can select, if your:

• take on new interest therefore the repaired-rate several months,
• deal with the offer to give or shorten brand new repaired-rate several months while the associated rate of interest.

Why does this new appointment when you look at the Tatra banka go ahead when attracting this new loan? What are the results on basic meeting?

Appointment is the 1st step to get the loan. Schedule a date for your meeting thru Dialogue Real time *1100. The home loan lenders is actually borrowing from the bank pros. You will observe towards done offer out-of loan affairs within the original appointment and it might be your responsibility to mix the financing for your new home, car loan, bungalow otherwise property refurbishment.